Confidential Debtor Finance
Every business needs working capital to prosper, whether it is to pay suppliers or wages, fund a new area of business or for day to day operating expenses. However, cash is normally tied up in debtors, inventory or both.
With challenging trading conditions and increasing lending restrictions by the major banks, more and more businesses are facing cash flow constraint. Debtor Finance is a smart commercial finance solution that improves the trading cash flow position of a business.
Debtor Finance enables a business to:
- Turn invoices into immediate cash
- Access additional funds to enable growth
- Reduce creditor pressure or gain settlement discounts by paying suppliers more quickly
- Replace existing restrictive finance arrangements
- Reduce reliance on a single finance provider
- Repay Shareholder or Director loans
- Develop a new area of the business
- Support the acquisition of a competitor or complementary business
As a revolving credit facility, there is no requirement to make capital repayments and in conjunction with our Equipment Finance product, a capital structure can be tailored to meet your specific requirement.
Our leading operating platform makes administration of the facility easy, with on-line access to your account for status review, file upload and payment requests.
Unlike other traditional alternatives, no property is required for security, enabling Directors to release their personal property security.
We understand that you may not want your customers to know about your funding arrangement so we can ensure that facilities remain confidential at all times.